/* RESET & NORMALIZE */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, menu, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
main, menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html {
  height: 100%;
  scroll-behavior: smooth;
}
body {
  min-height: 100vh;
  background: #F5F6F8;
  color: #20314F;
  font-family: 'Open Sans', Arial, sans-serif;
  font-size: 16px;
  line-height: 1.73;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
*, *::before, *::after {
  box-sizing: inherit;
}
a {
  color: #20314F;
  text-decoration: none;
  transition: color 0.2s, background 0.2s, box-shadow 0.2s;
}
a:focus {
  outline: 2px solid #8AABB6;
  outline-offset: 2px;
}
ul, ol {
  list-style: none;
}
img {
  max-width: 100%;
  display: block;
  border: none;
}
table {
  border-collapse: collapse;
  width: 100%;
  margin-bottom: 32px;
}
th, td {
  padding: 16px 12px;
  border-bottom: 1px solid #E2E6EC;
  text-align: left;
}
hr {
  border: none;
  border-top: 2px solid #E2E6EC;
  margin: 32px 0;
}

/* BRAND FONTS */
@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@700;900&family=Open+Sans:wght@400;600&display=swap');

h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 900;
  letter-spacing: -0.5px;
  color: #20314F;
  margin-bottom: 16px;
  line-height: 1.15;
}
h1 {
  font-size: 2.75rem;
  margin-bottom: 24px;
}
h2 {
  font-size: 2rem;
  margin-bottom: 20px;
  font-weight: 900;
}
h3 {
  font-size: 1.375rem;
  font-weight: 700;
}
h4 {
  font-size: 1.125rem;
  font-weight: 700;
}
strong {
  font-weight: 700;
  color: #20314F;
}
p {
  margin-bottom: 18px;
  font-size: 1rem;
  color: #20314F;
}

/* GENERAL LAYOUT */
.container {
  width: 100%;
  max-width: 1170px;
  margin-left: auto;
  margin-right: auto;
  padding: 0 20px;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

/* SECTIONS & SPACING */
section {
  background: #fff;
  border-radius: 20px;
  box-shadow: 0 2px 24px 0 rgba(32, 49, 79, 0.06);
  margin-bottom: 60px;
  padding: 40px 20px;
  position: relative;
}

.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}

.card-container, .card-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 2px 14px 0 rgba(32, 49, 79, 0.08);
  padding: 28px 24px;
  margin-bottom: 20px;
  transition: box-shadow 0.2s, transform 0.15s;
  position: relative;
}
.card:hover, .card:focus-within {
  box-shadow: 0 4px 28px 0 rgba(32,49,79,0.15);
  transform: translateY(-4px) scale(1.012);
  z-index: 2;
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  background: #F5F6F8;
  border-left: 6px solid #8AABB6;
  border-radius: 16px;
  padding: 20px;
  margin-bottom: 20px;
  box-shadow: 0 2px 10px 0 rgba(32,49,79,0.09);
  color: #20314F;
}
.testimonial-card p {
  font-size: 1.06rem;
  color: #20314F;
  font-style: italic;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
  background: #F5F6F8;
  border-radius: 14px;
  padding: 18px 16px;
  margin-bottom: 20px;
}

/* LISTS */
ul li {
  font-size: 1rem;
  color: #20314F;
  margin-bottom: 10px;
  padding-left: 2.2em;
  position: relative;
}
ul li::before {
  content: '';
  display: inline-block;
  width: 16px;
  height: 16px;
  border-radius: 4px;
  background: #8AABB6;
  position: absolute;
  left: 0;
  top: 2px;
}

/* HEADER */
header {
  width: 100%;
  background: #20314F;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 32px;
  height: 82px;
  position: relative;
  z-index: 101;
}
.logo-link img {
  height: 42px;
  width: auto;
  display: block;
}
.main-nav {
  display: flex;
  align-items: center;
  gap: 34px;
}
.main-nav a {
  color: #fff;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  font-size: 1rem;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  transition: color 0.2s;
  padding: 6px 8px;
}
.main-nav a:hover, .main-nav a:focus {
  color: #8AABB6;
  background: rgba(138,171,182,0.09);
  border-radius: 6px;
  outline: none;
}
.cta-btn {
  background: #8AABB6;
  color: #20314F;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 900;
  font-size: 1.05rem;
  text-transform: uppercase;
  border: none;
  border-radius: 30px;
  padding: 10px 32px;
  margin-left: 30px;
  box-shadow: 0 2px 10px 0 rgba(32,49,79,0.12);
  transition: background 0.18s, color 0.15s, box-shadow 0.12s, transform 0.15s;
  cursor: pointer;
  letter-spacing: 0.03em;
  display: inline-block;
}
.cta-btn:hover, .cta-btn:focus {
  background: #20314F;
  color: #fff;
  box-shadow: 0 4px 24px 0 rgba(32,49,79,0.17);
  transform: translateY(-2px) scale(1.04);
  outline: none;
}

.mobile-menu-toggle {
  background: none;
  border: none;
  color: #8AABB6;
  font-size: 2.2rem;
  cursor: pointer;
  margin-left: 22px;
  display: none;
  transition: color 0.2s, transform 0.18s;
  padding: 6px 10px;
}
.mobile-menu-toggle:hover,
.mobile-menu-toggle:focus {
  color: #fff;
  transform: scale(1.1) rotate(8deg);
  outline: none;
}

/* MOBILE MENU STYLES */
.mobile-menu {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: #20314F;
  z-index: 2002;
  transform: translateX(-100vw);
  opacity: 0;
  transition: transform 0.45s cubic-bezier(0.43,0.13,0.23,0.96), opacity 0.29s;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-start;
  padding-top: 60px;
}
.mobile-menu.open {
  transform: translateX(0);
  opacity: 1;
}
.mobile-menu-close {
  position: absolute;
  top: 24px;
  right: 32px;
  background: none;
  border: none;
  font-size: 2.2rem;
  color: #8AABB6;
  cursor: pointer;
  transition: color 0.18s, transform 0.14s;
  z-index: 3;
}
.mobile-menu-close:hover, .mobile-menu-close:focus {
  color: #F5F6F8;
  transform: scale(1.10) rotate(-7deg);
  outline: none;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 18px;
  width: 100%;
  margin-top: 16px;
  padding-left: 32px;
}
.mobile-nav a {
  color: #F5F6F8;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.25rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 12px 0;
  border-radius: 6px;
  transition: background 0.17s, color 0.16s;
  width: fit-content;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  color: #8AABB6;
  background: rgba(138,171,182,0.13);
  outline: none;
}

/* FOOTER */
footer {
  padding: 38px 0 18px 0;
  background: #20314F;
  color: #fff;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 22px;
  font-size: 1rem;
  margin-top: 48px;
}
.footer-nav {
  display: flex;
  gap: 36px;
  flex-wrap: wrap;
  margin-bottom: 8px;
  justify-content: center;
}
.footer-nav a {
  color: #8AABB6;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 0.98rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  transition: color 0.19s;
}
.footer-nav a:hover, .footer-nav a:focus {
  color: #fff;
  outline: none;
}

/* ADDRESS */
address {
  font-style: normal;
  background: #F5F6F8;
  border-radius: 10px;
  padding: 18px 24px;
  margin-bottom: 14px;
  color: #20314F;
  font-size: 1rem;
}
address strong {
  margin-right: 8px;
}

/* CALLOUT BOX for FAQ */
.callout-box {
  background: #8AABB6;
  color: #fff;
  border-radius: 12px;
  padding: 18px 26px;
  margin-top: 20px;
  margin-bottom: 20px;
  font-size: 1.1rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  box-shadow: 0 2px 10px 0 rgba(32,49,79,0.11);
}
.callout-box strong {color: #20314F;}

/* TABLE */
table thead th {
  background: #8AABB6;
  color: #20314F;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 900;
  text-transform: uppercase;
  font-size: 1.06rem;
  letter-spacing: 0.03em;
  border-bottom: 2px solid #8AABB6;
}
table tbody td {
  font-family: 'Open Sans', Arial, sans-serif;
  color: #20314F;
  background: #F5F6F8;
  font-size: 1rem;
  border-bottom: 1px solid #E2E6EC;
}
table tr:nth-child(even) td {
  background: #fff;
}

/* FAQ */
dl {
  margin-bottom: 18px;
}
dt {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 900;
  color: #8AABB6;
  font-size: 1.07rem;
  margin-top: 18px;
  margin-bottom: 4px;
}
dd {
  margin-left: 0;
  margin-bottom: 10px;
  color: #20314F;
  font-size: 1rem;
}

/* MICRO-INTERACTIONS & ANIMATION */
.card, .cta-btn, .footer-nav a, .main-nav a, .mobile-nav a, .mobile-menu-toggle, .mobile-menu-close {
  transition-property: background, color, transform, box-shadow, border, opacity;
  transition-timing-function: cubic-bezier(0.43,0.13,0.23,0.96);
  transition-duration: 0.18s;
}

/* COOKIE CONSENT BANNER */
.cookie-consent-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  width: 100vw;
  background: #20314F;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  padding: 18px 16px;
  z-index: 3100;
  font-size: 1rem;
  box-shadow: 0 -4px 24px 0 rgba(32,49,79,0.15);
  border-radius: 22px 22px 0 0;
  animation: cookie-fadein 0.7s cubic-bezier(0.43,0.13,0.23,0.96);
}
@keyframes cookie-fadein { from { opacity: 0; transform: translateY(40px);} to { opacity: 1; transform: translateY(0);} }
.cookie-consent-banner p {
  margin: 0;
  color: #fff;
  font-size: 1rem;
  max-width: 400px;
}
.cookie-consent-btns {
  display: flex;
  gap: 16px;
}
.cookie-btn {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 900;
  text-transform: uppercase;
  font-size: 1rem;
  border-radius: 30px;
  border: none;
  padding: 9px 26px;
  cursor: pointer;
  margin: 0;
  box-shadow: 0 2px 10px rgba(32,49,79,0.09);
  transition: background 0.13s, color 0.13s, box-shadow 0.12s, transform 0.11s;
}
.cookie-btn.accept {
  background: #8AABB6;
  color: #20314F;
}
.cookie-btn.accept:hover,
.cookie-btn.accept:focus {
  background: #F5F6F8;
  color: #20314F;
}
.cookie-btn.settings {
  background: transparent;
  color: #8AABB6;
  border: 2px solid #8AABB6;
}
.cookie-btn.settings:hover,
.cookie-btn.settings:focus {
  background: #20314F;
  color: #fff;
  border-color: #F5F6F8;
}
.cookie-btn.reject {
  background: #E24545;
  color: #fff;
  border: none;
}
.cookie-btn.reject:hover,
.cookie-btn.reject:focus {
  background: #CB272B;
  color: #fff;
}

/* COOKIE MODAL */
.cookie-modal-overlay {
  position: fixed;
  z-index: 3200;
  left: 0; right: 0; top: 0; bottom: 0;
  background: rgba(32,49,79,0.73);
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.23s;
}
.cookie-modal-overlay.open {
  opacity: 1;
  pointer-events: all;
}
.cookie-modal {
  background: #F5F6F8;
  color: #20314F;
  border-radius: 18px;
  padding: 36px 30px 30px 30px;
  width: 100%;
  max-width: 390px;
  box-shadow: 0 8px 60px rgba(32,49,79,0.19);
  display: flex;
  flex-direction: column;
  gap: 14px;
  position: relative;
  animation: cookie-modal-in 0.4s cubic-bezier(0.43,0.13,0.23,0.96);
}
@keyframes cookie-modal-in { from { opacity: 0; transform: scale(0.91); } to {opacity: 1; transform: scale(1);} }
.cookie-modal h2 {
  font-size: 1.19rem;
  margin-bottom: 10px;
  font-family: 'Montserrat', Arial, sans-serif;
  color: #20314F;
  font-weight: 900;
}
.cookie-modal-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 10px;
}
.cookie-modal-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 8px 0;
}
.cookie-modal-label {
  font-weight: 700;
  font-size: 1.02rem;
  color: #20314F;
}
.cookie-modal-toggle[disabled] {
  opacity: 0.5;
  pointer-events: none;
}
.cookie-modal-actions {
  display: flex;
  gap: 16px;
  justify-content: flex-end;
  margin-top: 16px;
}
.cookie-modal-close {
  position: absolute;
  top: 18px;
  right: 18px;
  background: none;
  border: none;
  font-size: 1.35rem;
  color: #20314F;
  cursor: pointer;
  transition: color 0.13s, transform 0.14s;
}
.cookie-modal-close:hover, .cookie-modal-close:focus {
  color: #8AABB6;
  transform: scale(1.12) rotate(-8deg);
  outline: none;
}

/* TOGGLE SWITCH */
.cookie-modal-toggle {
  width: 44px;
  height: 24px;
  position: relative;
  outline: none;
  background: none;
  border: none;
}
.cookie-modal-toggle input {
  opacity: 0;
  width: 0;
  height: 0;
}
.cookie-modal-toggle-slider {
  position: absolute;
  top: 0; left: 0;
  right: 0; bottom: 0;
  background: #E2E6EC;
  border-radius: 12px;
  transition: background 0.18s;
}
.cookie-modal-toggle input:checked + .cookie-modal-toggle-slider {
  background: #8AABB6;
}
.cookie-modal-toggle-slider::before {
  content: '';
  position: absolute;
  left: 4px;
  top: 3px;
  width: 17px;
  height: 17px;
  background: #fff;
  border-radius: 50%;
  transition: transform 0.21s cubic-bezier(.41,.03,.46,.99);
  box-shadow: 0 2px 6px rgba(32,49,79,0.14);
}
.cookie-modal-toggle input:checked + .cookie-modal-toggle-slider::before {
  transform: translateX(17px);
}

/* RESPONSIVE STYLES */
@media (max-width: 1170px) {
  .container {
    max-width: 100vw;
    padding: 0 12px;
  }
}
@media (max-width: 1024px) {
  header {
    padding-left: 16px; padding-right: 16px;
  }
  section { padding-left: 12px; padding-right: 12px; }
}
@media (max-width: 900px) {
  .main-nav { gap: 18px; }
  .footer-nav { gap: 20px; }
}
@media (max-width: 768px) {
  h1 { font-size: 2rem; }
  h2 { font-size: 1.35rem; }
  .section, section {
    padding: 30px 8px;
    margin-bottom: 40px;
    border-radius: 14px;
  }
  .main-nav, .cta-btn {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
  header {
    height: 68px; min-height: unset; padding-left: 12px; padding-right: 12px;
  }
  .content-wrapper, .container, .content-grid {
    padding: 0;
    gap: 12px;
  }
  .card, .feature-item { padding: 16px 8px; }
  .testimonial-card { flex-direction: column; padding: 14px 8px; gap: 8px; }
  .footer-nav { flex-wrap: wrap; gap: 10px; font-size: 0.91rem; }
  address { padding: 10px 12px; font-size: 0.97rem; }
  table th, table td { font-size: 0.93rem; padding: 10px 6px; }
  .card-container, .card-grid, .content-grid { gap: 12px; }
  .content-grid, .card-container { flex-direction: column; }
  .text-image-section { flex-direction: column; gap: 16px; }
  .cookie-modal { padding: 22px 8px 16px 8px; }
}
@media (max-width: 480px) {
  h1 { font-size: 1.32rem; }
  h2 { font-size: 1.09rem; }
  .footer-nav { font-size: .82rem; }
}

/* PRIMARY BRAND COLOR ACCENTS */
::-moz-selection { background: #edf1fc; color: #20314F; }
::selection { background: #edf1fc; color: #20314F; }

/* MISC */
::-webkit-input-placeholder { color: #8AABB6; opacity: .9; }
::-moz-placeholder { color: #8AABB6; opacity: .9; }
:-ms-input-placeholder { color: #8AABB6; opacity: .9; }
::placeholder { color: #8AABB6; opacity: .9; }

/* ACCESSIBILITY FOCUS */
:focus-visible {
  outline: 2px solid #8AABB6 !important;
  outline-offset: 2px;
}

/* Hide scroll for mobile nav when open on iOS */
body.menu-open {
  overflow: hidden;
}

/* Hide mobile menu by default (prevent FOUC) */
.mobile-menu {
  display: flex;
}